Apartments & houses
Protection for structures/renovation/contents plus liability to neighbors. Suitable for homeowners, landlords and mortgage borrowers.
HomeMortgage
Who it’s for
- Homeowners
- Landlords
- Mortgage borrowers (often required)
- Anyone who wants to cover repair + neighbor liability risks
What is insured
Structure
walls, floors/ceilings (by program)
Renovation
finishing, utilities, built-ins
Contents
furniture & appliances (if included)
Neighbor liability
e.g., water damage to neighbors
Key questions
- Earthquake coverage (relevant for Almaty) depends on the program/insurer.
- Burst pipes, fire, theft — we confirm covered risks upfront.
- Inspection: apartments often need only WhatsApp photos; houses may require a visit.
- ‘Cost per day’ can be comparable to a cup of coffee, depending on sums/risks.
Mortgage: broker vs bank
Yes, you can insure via a broker, not the bank. It’s often 1.5–2x cheaper, and Dionis prepares the documents for any Kazakhstan bank requirements.
