All insurance products

Broker vs insurer

• •We review your route and select the correct coverage area (to avoid issues such as a country not being covered).
• •We verify the policy term and start date to ensure coverage applies to the entire route.
• •We reduce the risk of data errors (vehicle/category/owner), which is critical at the border and in the event of an accident.

Broker vs insurer

• •We choose the term to avoid coverage gaps on the route.
• •We verify all details (vehicle/driver/period) — errors can cause issues.
• •We help with delivery and storing the document (email/messenger).

Russia + EU route

If your route includes both Russia and Green Card countries, you typically need both policies: OSAGO for Russia and Green Card for other countries.

Broker vs insurer

• •We compare programs: exclusions, limits, deductibles, dealer/repair options.
• •We tailor it: bank requirement, maximum protection, or cheaper with deductible.
• •We reduce the risk of buying the wrong product: wording matters in CASCO.

Deductible: quick guide

A deductible is the part of the loss you pay yourself. Higher deductible → cheaper policy. It makes sense if you can self-fund minor damage and insure only major risks. The key is to choose an amount you are comfortable paying per claim.